How It Works
A payday loan is a short term loan that is designed to cover your expenses until your next payday. Because of this, it is sometimes referred to as a cash advance loan. Pay day loans are designed to help you in situations where you do not have enough funds to address some emergency. With our express loans, you’ll be able to ease the strain of your financial burden until your next pay day.
Submit your application trough our online form.
We process your application instantly 24/7 - 365 days a year.
We contact you with the loan proposal within 60 minutes.
After you agree with the proposal the cash will be deposited in your bank account. Usually instantly, but always within 24 hours.
When the agreed time arrives the loaned amount is paid back with the agreed interest and timeframe..
A rollover can be granted if you are unable to pay the loan.
One of the main benefits of payday loans is that it is not reliant on your credit history. You can therefore obtain a loan even if you have no credit or bad credit history.
Who is Eligible?
In order to be eligible for a payday loan you need to meet the following requirements:
Be a legal resident or permanent citizen of the United States.
Be at least 18 years old.
Have an active direct deposit checking account.
Earn a minimum of $1000 every month.
If you meet the requirements above then you qualify for a payday loan.
You can apply by filling out our online application form. We will get back to you within less then 30 minutes.
When to apply for a Payday Loan?
Payday loans are a suitable option for people who wish to cover emergencies such as;
Paying their medical bills.
Paying their utility bill.
Meeting the repairs of their car.
We do NOT recommend to use these loans for secondary expenses that can be avoided. For instance, it is not advisable to apply for a payday loan if you need it to:
Buy a new set of furniture.
Pay for new clothes.
Buy a second car.
Solve long term financial problems.
How do You Repay Payday Loans?
There are different payment options available to lenders. You can choose to pay once you receive your paycheck or pay back in several installments. You can also request for extensions provided you meet certain requirements. We can help you decide the best option.
It’s hard to foretell when you may run into an emergency. But with our affordable payday loans, you’ll be able to guarantee that you always have a contingency plan for such moments.
